How healthcare works in Thailand
A public system in practice reserved for Thais and contributing employees, an excellent private sector with unregulated prices, and no French-style community medicine: everything goes through the hospital.
Good to know
- Hospital costs can be very high and the embassy never covers anything: it is imperative to have insurance covering all medical costs, including surgery and hospitalisation, plus medical repatriation, at the risk of being denied care, even in a life-threatening emergency. Source
- All consultations take place in hospital, where a GP or paediatrician refers you to the specialist: families' reflex is to register on arrival with the hospital nearest home. Doctors and staff speak English, and some hospitals provide a French-speaking interpreter on request. Source
- The public sector treats well but in Thai, within a restricted network and with no choice of doctor; the private sector offers excellent care at unregulated prices, and a deposit may be required on admission if you have no recognised insurance. Source
- The Caisse des Français de l'étranger imposes no medical questionnaire and its contributions depend on age and family situation, but its basic plan reimburses hospitalisation at about half and does not cover repatriation: it is topped up with private insurance. The consulate processes applications for the CFE's means-tested assisted category. Source
- If you are employed by a Thai employer, you contribute to the Social Security Fund, with employer and employee shares withheld every month, which opens care at a designated hospital. Source
- The embassy publishes an indicative list of main hospitals: in Bangkok, the public Chulalongkorn, Siriraj, Ramathibodi and Rajavithi, and the private Samitivej (Sukhumvit and Srinakarin), BNH, Bangkok Hospital, Bumrungrad and Saint Louis. Source