How the health system works
A public system, Medicare, for citizens and permanent residents, and alongside it a private system that families on temporary visas use through their insurance. Either way, everything starts with the GP.
Good to know
- Medicare is only open to citizens, permanent residents, certain visas covered by a Ministerial Order and nationals of the eleven countries with a reciprocal agreement, which do not include France. Source
- Without Medicare, you are a 'private patient' everywhere, including in public hospitals: you pay whatever your insurance does not cover. The government recommends asking for an estimate of costs and out-of-pocket gap before any planned care. Source
- The GP is the first port of call for children: they treat, prescribe and refer to a paediatrician or specialist with a referral letter. There is no direct-access community paediatrician as in France. Source
- To keep a link with French social security, you can join the Caisse des Français de l'étranger (CFE), which reimburses on the basis of French rates; top-up cover remains useful given how high hospital costs are in Australia. Source