How the healthcare system works
OHIP, Ontario's health insurance plan, pays directly for most medically necessary care: you do not pay upfront at the doctor's or the hospital. Simply show your health card at every visit.
Good to know
- There is no longer a waiting period for OHIP: if you are eligible, coverage is immediate and you can apply as soon as you arrive. Source
- A work permit holder qualifies if working full time in Ontario for an Ontario employer for at least 6 months; their partner and dependent children may then qualify too. Source
- OHIP does not cover the dentist (except some in-hospital surgery); it does cover one full eye exam a year up to age 19. Source
- Up to age 24, OHIP+ covers many prescription drugs for young people without private insurance, with no enrolment: the health card and the prescription are enough. Source
- Private insurance, often provided by the employer, tops up OHIP (dentist, physio, adults' glasses, private room) and covers the family until the card arrives. Source
Addresses
-
ServiceOntario
The health card is applied for in person at a ServiceOntario centre, for each family member; a photo is taken on site.